Terms & Conditions — Lumi Digital

These Terms and Conditions govern your use of Lumi Digital and its services. By accessing our website or using our platform, you agree to be bound by the following terms.

1. Service Eligibility

By using our services, you confirm that you are at least 18 years of age and legally authorized to conduct business under applicable law.

2. Use of Services

You agree to use Lumi Digital’s services in accordance with all applicable laws and not for any fraudulent or unauthorized activities.

3. Account Responsibilities

You are responsible for maintaining the confidentiality of your account and any activities under your login credentials.

4. Intellectual Property

All content on Lumi Digital (logos, design, text, software) is protected by intellectual property rights. Unauthorized use or reproduction is strictly prohibited.

5. Fees and Payments

All transaction-related fees and charges will be disclosed transparently. You agree to pay any applicable service charges associated with your use of our platform.

6. Limitation of Liability

Lumi Digital is not liable for any indirect or consequential damages arising from the use or inability to use our services, including but not limited to loss of data or revenue.

7. Termination

We reserve the right to suspend or terminate accounts found in violation of our policies or any applicable laws.

8. Modifications

We may modify these Terms at any time. Users will be notified of material changes, and continued use will constitute acceptance of updated terms.